Retirement Planning
Are you prepared for the future?
It's never too early to plan ahead.
Regardless if you are approaching retirement or have already retired, there is a growing concern of whether your money will last. Improvements in medical health mean that people are living longer and therefore, more money is needed to fund retirement. Your retirement savings plan (RRSP) needs to last 30 plus years and provide the income you want for retirement. Investing for retirement has become increasingly difficult, as relying solely on guaranteed interest certificates (GIC) is no longer viable.
Your investments, Canadian Pension Plan (CPP), Old Age Security (OAS), and pensions each play an important role in your retirement. Improper investing can cause your investment savings decrease too fast, leaving you with nothing in the future.
What you need to know
A wide variety of investment products available:- Registered Retirement Income Funds (RRIF)
- Locked-in Income Funds (LIF)
- Annuities
- Guaranteed Minimum Withdrawal Benefit (GMWB)
- Funds including: Guaranteed Interest Certificates (GIC), prebuilt portfolios, and sector and demographic specific funds.
- See our FAQ for answers to common questions.
How we can help you do this
You will benefit from:- Knowing your investments will last through retirement.
- Education on the options available to meet your situation and financial goals so that you can make an informed decision.
- Tailored investment products and funds to specifically meet your needs.
- Investment software illustrating income needs till age 100
Our Services
Benefit from a comprehensive cross-section of services, customized for you.
Investments
Begin investing or reviewing current investments to achieve your long-term or short-term objectives.
Financial Planning
Reviewing or creating a detailed savings and investment strategy to achieve well-being and security over the long term.
Estate Planning
Reviewing and creating plans for the transfer of your estate after death.
Insurance
Implementing or reviewing your current life insurance and living benefits needs to reduce your financial risks with premature death, illness, or injury.
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